Terms of Service
Last Updated: October 12, 2025
1. Acceptance of Terms
By accessing and using the Premium Bonds Calculator website ("Service"), you accept and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service.
2. Description of Service
The Premium Bonds Calculator provides statistical analysis and projections based on publicly available data from NS&I. The Service includes:
- Expected return calculations based on current prize fund rates
- Statistical distribution analysis of potential winnings
- Historical performance comparisons
- Detailed statistical breakdowns
3. No Financial Advice
The Service does not provide financial advice. All calculations, projections, and analyses are:
- Based on statistical probabilities and historical data
- For informational and educational purposes only
- Not guarantees of actual returns or outcomes
- Not recommendations to buy, sell, or hold Premium Bonds
You should consult with a qualified financial advisor before making any investment decisions.
4. Accuracy of Information
We strive to maintain accurate and up-to-date information. However:
- Prize rates and odds are subject to change by NS&I
- Historical data may contain inaccuracies
- Calculations are based on mathematical models and assumptions
- Actual results will vary due to the random nature of prize draws
We make no warranties regarding the accuracy, completeness, or reliability of any information provided through the Service.
5. Limitation of Liability
To the fullest extent permitted by law:
- The Service is provided "as is" without warranties of any kind
- We are not liable for any direct, indirect, incidental, or consequential damages
- We are not responsible for any investment decisions made based on information from the Service
- We do not guarantee the Service will be uninterrupted or error-free
6. Intellectual Property
All content, design, code, and calculations on this website are:
- Protected by copyright and intellectual property laws
- Owned by the website operator or licensed appropriately
- May not be reproduced without permission
Users may use the Service for personal, non-commercial purposes only.
7. Third-Party Links and Data
The Service may contain links to third-party websites, including:
- NS&I official website
- Government resources
- Support platforms
We are not responsible for the content, privacy practices, or terms of service of third-party websites.
8. Data Sources
Our calculations are based on publicly available data from:
- NS&I official prize draw results
- NS&I historical interest rate data
- Publicly published odds and prize fund rates
9. User Conduct
Users agree not to:
- Use the Service for illegal purposes
- Attempt to disrupt or damage the Service
- Reverse engineer or copy the calculations or code
- Scrape data from the Service using automated tools
- Misrepresent any affiliation with NS&I or official government bodies
10. Privacy
Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
11. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Service after changes constitutes acceptance of the modified Terms.
12. Termination
We reserve the right to terminate or suspend access to the Service at any time, without notice, for any reason, including violation of these Terms.
13. Governing Law
These Terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
14. Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.
15. Contact Information
For questions about these Terms, please contact us at:
Email: hello@premiumbondsprizes.com