Privacy Policy
Last Updated: October 28, 2025
1. Introduction
This Privacy Policy explains how Premium Bonds Calculator ("we", "us", or "our") collects, uses, and protects information when you use our website (the "Service").
2. Information We Collect
2.1 Automatically Collected Information
When you visit our Service, we automatically collect:
- Usage Data: Pages visited, time spent, browser type, device information
- Analytics Data: Collected via Google Analytics (see Section 5.1)
- Technical Data: IP address, browser settings, operating system
2.2 Information You Provide
We may collect information you voluntarily provide:
- Investment Amounts: When using the calculator (not stored on our servers)
- Email Address: If you contact us via email
- Feedback: If you provide feedback or suggestions
3. How We Use Your Information
We use collected information for:
- Providing and maintaining the Service
- Improving user experience and functionality
- Analyzing usage patterns and trends
- Responding to your inquiries
- Detecting and preventing technical issues
4. Data Storage and Processing
4.1 Calculator Data
Important: All calculator computations are performed in your browser. Your investment amounts and calculations are NOT transmitted to or stored on our servers.
4.2 Server-Side Data
Usage analytics and technical data are processed and stored by our third-party service providers (see Section 5).
5. Third-Party Services
5.1 Services We Use
- Google Analytics: Website analytics (Privacy Policy)
- Netlify: Website hosting (Privacy Policy)
- CDN Providers: JavaScript libraries for calculator functionality
5.2 External Links
Our Service contains links to external websites, including:
- NS&I official website (www.nsandi.com)
- Buy Me A Coffee (support platform)
- Government resources
We are not responsible for the privacy practices of external websites. We encourage you to review their privacy policies.
6. Data Security
We implement appropriate security measures to protect your information:
- HTTPS Encryption: All data transmitted between your browser and our servers is encrypted
- Secure Hosting: Our website is hosted on secure, industry-standard infrastructure
- No Personal Data Storage: We do not store your investment amounts or financial calculations
- Limited Data Collection: We collect only the minimum data necessary for Service operation
However, no method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.
7. Data Retention
We retain information for the following periods:
- Analytics Data: Retained by Google Analytics according to their data retention settings (typically 26 months)
- Email Communications: Retained as long as necessary to respond to your inquiry
- Calculator Data: Not retained - all calculations occur in your browser
8. Your Rights
You have the right to:
- Access information we hold about you
- Request correction of inaccurate information
- Request deletion of your information (subject to legal obligations)
- Object to processing of your information
- Opt-out of analytics tracking (via browser settings or extensions)
9. Cookies
We use cookies and similar tracking technologies for analytics and functionality. You can control cookies through your browser settings. Disabling cookies may affect Service functionality.
10. Children's Privacy
Our Service is not intended for children under 13. We do not knowingly collect information from children. If you believe we have collected information from a child, please contact us immediately.
11. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.
12. Contact Us
If you have questions about this Privacy Policy, please contact us at: support@pbprizes.com