Budget Analysis
Autumn 2025 Budget: What ISA Changes Mean for Your Savings
Cash ISA limits cut to £12,000 for under-65s, savings tax rates increasing to 22%/42%/47%. What it means for Premium Bonds holders.
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Expert articles, guides, and analysis to help you make the most of your Premium Bonds investment.
Featured Articles
Featured
The Average Premium Bond Holding: Why 63% Never Win
Shocking FOI data reveals 14.4M holders never win...
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Are Premium Bonds Worth It in 2025?
Comprehensive analysis of Premium Bonds returns, odds, and whether they're still a good investment in today's rate environment.
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How to Check Premium Bonds
Complete guide to checking if you've won on your Premium Bonds using NS&I's tools and our advanced checker.
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Premium Bonds vs Savings Accounts
Detailed comparison of Premium Bonds versus traditional savings accounts in the current interest rate environment.
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Understanding Premium Bonds Odds
Premium Bonds odds explained: How 1 in 22,000 works, your actual winning chances by holding amount, and realistic expectations.
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Premium Bonds vs Stocks & Shares ISA
Which delivers better long-term returns? Complete comparison of risk, returns, and tax benefits for 2025.
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Premium Bonds for Retirement
Are Premium Bonds good for retirement savings? Analysis of returns, accessibility, and tax benefits for retirees.
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Monthly Prize Check Guide
Step-by-step guide to checking Premium Bonds prizes monthly. All methods explained: app, website, and ERNIE.
Read Article →Strategy
£50,000 Maximum Holdings Strategy
Is holding the full £50,000 limit worth it? Returns, odds, and optimization guide for maximum holdings.
Read Article →Analysis
Is £10,000 in Premium Bonds Worth It?
Detailed analysis of expected returns, odds, and comparison with savings accounts for a £10,000 investment.
Read Article →Tools & Calculators
Premium Bonds Calculator
Calculate your expected returns and see detailed statistical analysis for any investment amount.
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Compare Premium Bonds with savings accounts and see which option is best for your situation.
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Discover the optimal allocation between Premium Bonds, ISAs, and savings accounts.
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